If You Believe You Were the Victim of a Scam, Here's What You Need to Do

If You Believe You Were the Victim of a Scam, Here’s What You Need to Do

January 29, 2021

If you have been the victim of a scam in Lubbock, TX, you may have some recourse. Scammers have been around since the dawn of time, but they’re increasingly prevalent during the COVID-19 pandemic. They’re especially convincing when they exploit people in desperate circumstances, and can steal your money, identity and other personal details for their own gain.

If you think you have been scammed, there are a few things you can do to right the situation. Don’t be embarrassed to admit that you fell victim—anything you do to take action can help others avoid the same problem, and may help bring the scammers to justice.

Did you pay the scammer?

If you paid a scammer, there are a few things you can do. If you paid them with a credit card or debit card, call your bank or card servicer to report the fraud. They may be able to reverse the transaction and give you your money back. The same goes if someone has made an unauthorized charge or transfer on your credit card or bank account.

If you paid with a wire transfer, contact the wire transfer company or your bank and tell them you fell victim to a scam. Ask them to give you the money back. If they don’t, take down the date, time and the employee’s information so you can escalate the request if necessary.

Did you send a gift card? Call the issuing company and let them know what happened. They may be willing to cancel the card and give you your money back—it’s best if you have the receipt and gift card number.

If the transfer was through a money transfer app, call the company and ask them to reverse the transaction. If you paid through a linked debit or credit card, you can also call your bank or card issuer to try to reverse the transaction.

Did you give them your personal information?

If you gave your Social Security number to a scammer, you may be a victim of identity theft. Freeze your credit as soon as possible and visit identitytheft.gov to find out what to do next. Change your passwords as soon as you can.

Do they have access to your phone or computer?

Run antivirus and anti-malware software right away to try to get rid of their access to your computer. You may need to take it to a computer repair shop for assistance. Change all of your passwords, especially banking passwords and other sensitive accounts. You might want to get new credit and debit cards issued, too.

The COVID-19 pandemic is being exploited by all kinds of bad actors, and believing you’ve been scammed adds another level of stress to this already difficult situation. If you have been a victim of a scam and need help in Lubbock, TX, talking to an attorney can help. The Law Office of Rob Biggers is available for consultations. Get in touch with us today to learn more about our services. We look forward to discussing the particulars of your case and pursuing justice on your behalf.

**This Blog/Website is made available by the lawyer or law firm publisher for educational purposes only as well as to give you general information and a general understanding of the law, not to provide specific legal advice. By using this blog/website you understand that there is no attorney-client relationship between you and the Blog/Website publisher. The Blog/Website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.**

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